Wealth Studio

  • How Portfolio Taxes Can Erode Wealth

    How Portfolio Taxes Can Erode Wealth

    Investors rarely factor in the impact taxes have on their portfolio return. This impact is commonly referred to as tax friction. Simply, tax friction is the way taxes eat away at your investment gains. When you make money from interest, dividends, or selling stocks, you have to pay taxes on…

  • Risk Capacity & Risk Tolerance – Asset Allocation

    Risk Capacity & Risk Tolerance – Asset Allocation

    Risk Tolerance – Your willingness to take risk in the investment markets. Based on how you feel.Risk Capacity – A measurement of how aggressive you can invest without jeopardizing financial stability. Based on math and statistics. Often times an investors portfolio mix is said to be determined by a questionnaire…

  • What’s the point of rebalancing? 

    What’s the point of rebalancing? 

    Rebalancing – The practice of returning the values of certain assets in your portfolio to their prescribed percentages defined by an investment plan.  Marketed as an important piece of your investment plan, rebalancing is often misunderstood, or simply – practiced blindly.  In other words, many do it automatically without first…