Category: Uncategorized

  • Taxable or Tax-free Bonds in Retirement?

    Taxable or Tax-free Bonds in Retirement?

    Many investors assume that municipal bonds are always the best choice for high earners because of their tax-free income.  But this common rule of thumb overlooks a key transition: retirement. High earners benefit from municipals during their peak earning years, but once they retire, their income—and tax bracket—often drops significantly. …